Medicare Navigation
Medicare doesn’t have to be confusing. Whether you’re approaching Medicare for the first time or reviewing the coverage you already have, I can help you understand how Parts A and B work, explore Medicare Advantage (Part C), compare Medicare Supplement options, understand Part D prescription drug coverage, and walk you through the enrollment process. My goal is to help you understand the differences, compare your options, and make a confident decision based on your healthcare needs, doctors, prescriptions, and budget.
Understanding Medicare
Empowering you with the knowledge needed to navigate your healthcare coverage with confidence.
Part A: Hospital Insurance
Medicare Part A
Covers inpatient hospital stays, skilled nursing facility care, and hospice services. It is typically premium-free for most individuals who have paid Medicare taxes for at least 40 quarters.
Part B: Medical Insurance
Medicare Part B
Covers outpatient services, doctor visits, preventive care, and medical supplies. You pay a monthly premium, which is usually deducted from your Social Security check.
Part C: Medicare Advantage
Medicare Part C
Alternative plans offered by private insurance companies. They cover Parts A and B and often include prescription drug coverage, dental, and vision benefits.